Bank
   Bank Reviews   
   Banking Articles   
   Useful Sites   
Barclays BankBarclays Bank
Royal Bank of Scotland BankRoyal Bank of Scotland Bank
Bank of Scotland BankBank of Scotland Bank
NatWest BankNatWest Bank
Halifax BankHalifax Bank
Cooperative BankCooperative Bank
HSBC BankHSBC Bank
Bank of Ireland BankBank of Ireland Bank
Lloyds TSB BankLloyds TSB Bank
Yorkshire BankYorkshire Bank
Yorkshire BankingYorkshire Banking
Yorkshire Internet BankingYorkshire Internet Banking
GE Capital BankGE Capital Bank
Clydesdale BankClydesdale Bank
Beneficial BankBeneficial Bank
HFC BankHFC Bank
Ulster BankUlster Bank
Sainsburys BankSainsburys Bank
Abbey National BankAbbey National Bank
Allied Irish BankAllied Irish Bank
Nationwide BankNationwide Bank
Egg BankEgg Bank
Standard Life BankStandard Life Bank
Cahoot BankCahoot Bank
Smile BankSmile Bank
First Direct BankFirst Direct Bank

Yorkshire Banking

Smaller and regional banks are sometimes capable of providing a better personalised service than the larger companies, and the Yorkshire banking philosophy is much the same. For £120 per annum their flagship premium service entitles you to a dedicated manager- a rate slightly lower than most big banks (LloydsTSB for example charge £180 for this service).
The standard current accounts are ReadyCash (which has no credit facility) and the Current Account, which offers free day-to-day banking (as do most standard accounts), credit facilities, and up to £350 withdrawals per day; plus telephone and internet banking.

Current Account Choice is the premium Yorkshire banking service (although the fee is unspecified!) which includes preferential interest rates on borrowing and overdrafts, reduced rate vehicle recovery and a genuine travel policy that covers your whole family (most offers like this don't). The financial benefits are rather lean (up to 1% off loans, for example) so make sure the value adds up before you buy.

Charges are rather high though- a banker's draft will cost you £13, duplicate statements £5, and stopped cheques £10. Furthermore, exact interest rates, both for money in accounts and for authorised and unauthorised borrowing on Yorkshire banking accounts are not clearly stated, and you should ask for rates before signing up. Private banking is also available for high-net-worth individuals.