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Beneficial BankBeneficial Bank
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Egg BankEgg Bank
Standard Life BankStandard Life Bank
Cahoot BankCahoot Bank
Smile BankSmile Bank
Smile BankingSmile Banking
Smile Internet BankingSmile Internet Banking
First Direct BankFirst Direct Bank

Smile Banking

There is a theory that most online banks may offer innovative products and good rates, but such a narrow range of products that you need to keep a high street bank account on the go as well in order to obtain other products you might want. Smile banking, however, has pretty much everything you could want, including a current account, credit card, loans, mortgages, and a no-notice savings account. In investments, pick up an ISA, invest in a range of funds, or deal in shares for a very respectable £5 (as they say "we don't expect you to wear a pinstripe suit").
The current account offers 3% gross interest- (you'll be lucky to find 0.2% on the high street), and a healthy £500 automatic overdraft at 9.9%, also a good deal (there are better around, but the difference is negligible); and as a current account holder, you get sneaky good rates on other Smile banking products. There's even a premium banking option to match those offered by the big Four, called Smilemore. At just £6 per month it's cheaper than many competitors and gets you free worldwide family travel insurance (yes, the whole family not just you) and free breakdown cover; along with some other goodies too. There's also no interest to pay on the first £260 of your overdraft- (which your previous bank charged you £25 a time for!) That's not a bad deal for £74 a year. Smile banking really is how banks ought to be- not just on account of a breadth of services, but also because their customers appear to say so.