Bank
   Bank Reviews   
   Banking Articles   
   Useful Sites   
Barclays BankBarclays Bank
Royal Bank of Scotland BankRoyal Bank of Scotland Bank
Bank of Scotland BankBank of Scotland Bank
NatWest BankNatWest Bank
Halifax BankHalifax Bank
Cooperative BankCooperative Bank
HSBC BankHSBC Bank
Bank of Ireland BankBank of Ireland Bank
Lloyds TSB BankLloyds TSB Bank
Yorkshire BankYorkshire Bank
GE Capital BankGE Capital Bank
Clydesdale BankClydesdale Bank
Beneficial BankBeneficial Bank
HFC BankHFC Bank
HFC BankingHFC Banking
HFC Internet BankingHFC Internet Banking
Ulster BankUlster Bank
Sainsburys BankSainsburys Bank
Abbey National BankAbbey National Bank
Allied Irish BankAllied Irish Bank
Nationwide BankNationwide Bank
Egg BankEgg Bank
Standard Life BankStandard Life Bank
Cahoot BankCahoot Bank
Smile BankSmile Bank
First Direct BankFirst Direct Bank

HFC Bank

The HFC (or Household) bank is a funny sort of animal- it has a few branches, but it doesn't have current accounts. HFC bank specialises specifically in lending, and does so through other companies you're more likely to have heard of. So if you have a GM Card, Freeserve card or a Marbles Card, HFC are the people behind it. If you have a credit agreement for a fridge-freezer or computer from Courts, Curry's PC World or Halfords, HFC are the people behind it. They also own Hamilton Direct Bank, which is one of those direct loan companies you can call up to get up to £25,000 cash.
All of this is very clever (for them). I know you won't feel sorry about this, but high street banks don't make much money out of us for our day-to-day banking. After all, when you stay in credit, you usually don't pay anything in charges. So HFC is a clever company- they just don't do day-to-day banking, and are only interested in lending transactions- the sort that will make them real cash. The bigger players soon noticed, and in March 2003 HFC was taken over and is now part of the burgeoning HSBC financial empire.