|
|
|
Allied Irish Internet Banking
Allied Irish internet banking goes under the "Online" brand (which it confusingly shares with it's telephone service too) and as you'll already know, the main reason for signing up to Online will be that it's the only way to even imagine escaping AIB's draconian 1970's-style personal banking charges. If you use Online, you won't for example pay £1.50 just for making a balance enquiry…
On the other hand, it's otherwise a lousy online banking service. Yes, you can check your account balances (including credit card accounts), you can view recent transactions (but not many of them) and you can transfer funds between your accounts or other nominated AIB accounts. But these days, a good personal banking service includes the ability to move money to pay bills or to other people who don't have AIB accounts. Setting up payees should be simple, and it shouldn't matter who they bank with. If you have an AIB mortgage, you can't access those details online. And what about the ability to view standing orders and direct debits- or to download financials into a home PC spreadsheet? All these functions are becoming de rigueur for mainstream online banking, and are sadly missing here.
Unfortunately Allied Irish internet banking leaves much to be desired, and given that free in-credit personal banking is available on every high street, you might want to use AIB for its undoubted business pedigree, but leave it for personal purposes.
|
|
|
|
