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Allied Irish Banking
The vast majority of Allied Irish banking products are designed for businesses (of all sizes- from corporations to sole traders, partnerships and charitable institutions). These include day-to-day business accounts, capital financing options such as loans and leasing) and e-business solutions. Also on the menu are import and export payment solutions for traders in foreign markets and specialist banking for professional sectors like accountants, solicitors and people in the education sector.
Personal Allied Irish banking products split into two- private banking services with high interest, highly personalised service and asset management attributes for high net worth individuals, and a personal banking service with a bias towards online delivery for standard current account holders. Mortgages and visa cards are also available (in fact the mortgage range is enviable).
The current account requires no deposit and no minimum balance, but interest is only paid on balances above £500; and fees are deducted quarterly fee free banking is only available if you either have a cleared balance of over £2000 or in some circumstances if you bank online). Not only is there a £3.50 quarterly account management fee, but you'll pay a minimum 30p per transaction, 75p per original statement, £10 per bankers draft, £5 per stopped cheque, and even £1.50 for a balance enquiry in a branch! Some of these fees are reduced or waived if you use the online service.
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